Predatory lending Memes

Ever notice how the economy is basically a giant Jenga tower of financial literacy? The top 1% enjoys beachfront paradise while literally standing on the backs of people who can't calculate compound interest. Next time someone says "I'm not a math person" while signing a 29.99% APR credit card, pour one out for their future bank account. The mathematical illiteracy tax is real, and it's supporting entire industries—from payday loans to lottery tickets to those "buy now, pay way more later" schemes. Knowing the difference between 15% and 15% APR might just be the difference between vacationing on that beach or being part of the human infrastructure beneath it!